Scale your MCA underwriting without hiring underwriters.
US-owned and managed from Atlanta. A trained underwriting and processing team, on demand — you fund more deals while we do the file work.
Get my first 2 files underwritten free
No commitment — see what decision-ready looks like on your own deals. We respond the same business day. See how it works ↓
NDA-protected file handling
Serving MCA funders & ISOs since 2021
Underwriting capacity in three steps
Send us your files
Submit merchant applications, bank statements, and stips through your existing workflow — we adapt to your process, not the other way around.
We underwrite
Our trained MCA underwriters review, verify, and score each file to your credit box and guidelines, flagging exceptions clearly.
Decision-ready files back
You receive complete, decision-ready workups — so your team spends its time funding deals, not grinding through statements.
Your files stay protected. Your contract stays in the US.
US contract & support
You contract with Procizo Outsourcing LLC in Atlanta, Georgia — US legal recourse, US account management, US business hours.
Vetted delivery team
Underwriting is performed by our trained, contracted analyst team under NDA, with quality oversight and account management run from Atlanta.
Controlled data handling
Role-based access, encrypted file transfer and storage, and confidentiality agreements covering every analyst who touches your files.
Underwriting, processing, and back-office support
MCA underwriting
Bank statement analysis, revenue verification, risk scoring against your credit box, stip review, and clear decline reasoning.
File processing
Application intake, document collection and chasing, data entry into your CRM, and submission packaging.
Virtual assistants
Dedicated MCA-trained support for the recurring back-office work that eats your team’s day.
Answers before you ask
Who actually does the underwriting work?
Procizo’s trained MCA underwriting team performs the analysis, with management, quality oversight, and your account relationship run from Atlanta. You contract with our US entity, and your account support is US-based.
How does the first-2-files-free pilot work?
Once we connect, send two representative files. Our team underwrites them at no charge, so you can judge the quality of a decision-ready workup on your own deals before committing to anything.
How do you handle our merchants’ data?
Files move over encrypted channels, access is role-based and limited to the analysts on your account, and everyone who touches your files works under NDA. Details are in our privacy policy. Sizing your operation first? Try our free MCA staffing & profit calculator.
Do we have to change our process or software?
No. We work inside your existing intake, CRM, and communication workflow. Onboarding is a walkthrough of your credit box and guidelines, not a systems migration.
How do we get started?
Request a quote below and tell us your monthly file volume. We’ll come back the same business day with how we’d staff your account and what the engagement looks like.
Comparing your options? Read our honest guide to the best MCA underwriting outsourcing providers.
Tell us about your shop
Your first 2 files are underwritten free. We respond the same business day, during US business hours — no obligation, just a straight answer on whether we’re a fit for your volume and process.